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Director of Treasury, Investment Management & Corporate Finance



Accounting & Finance
Paris, France · Milan, Italy · Madrid, Spain · Berlin, Germany · Amsterdam, Netherlands · Barcelona, Spain · Germany · Vienna, Austria · são paulo, state of são paulo, brazil
Posted on Thursday, May 9, 2024

About the opportunity

We are seeking an experienced Director to run the Group Treasury department including Investment Management and Corporate Finance of the N26 AG and the N26 Bank AG. As our deposits and balance sheet continue to grow, you will be responsible for defining and executing the investment strategy by recognising regulatory and economic capital restrictions and sign responsible for Asset-Liability Management (ALM), Cash Management and debt financing.

In this role, you will:

  • Lead a high performance team of senior portfolio managers and associates for Treasury and Investment Management as well as a corporate finance and an operational cash management team.
  • Co-chair the asset-liability committee (ALCO) and report to the CFO of N26 Group as well as to the CEO of N26 Bank.
  • Manage a fast growing multi-billion Euro fixed income portfolio of N26 Bank .
  • Lead associated credit and trading processes in accordance with all relevant regulations in cooperation with Risk Management.
  • Be responsible for defining our ALM strategy incl. Deposit Modeling, Hedging and Transfer Pricing and ensure adherence to our Risk Appetite.
  • Oversee our regulatory capital planning process as well as various projects to optimise RWA by securitization and/or hedging
  • Guide the organisation on regulatory and economic capital treatment of investments (CRR, ICAAP).
  • Steer central bank liquidity and collateral reserves and ensure crisis liquidity (ILAAP).
  • Align with auditors and regulators to explain the portfolio strategy, processes and results.
  • Enhance the treasury management IT being connected to the accounting, risk and regulatory reporting function.
  • Initiate and guide on investment related new product / market processes in accordance with AT 8.1 of MaRisk.

What you need to be successful:


  • At least 10+ years experience in credit investments and treasury management with a clear understanding of EU bank regulation and (esp. MaRisk and CRR).
  • Good overview and experience in all relevant treasury activities, i.e. Investments, ALM, Cash Management, Corporate Finance, Treasury Management System)
  • Strong process and project management skills with a good understanding of audit and regulatory requirements
  • Pronounced leadership with strong a hands-on approach
  • Clear sense for risk and reward
  • Professional qualifications in CFA, CPA, PRMIA-PRM, and GARP-FRM preferred


  • Initiative, analytically-minded, and able to handle multiple tasks under a tight schedule
  • Good communication and presentation skills with excellent command of English, German is a strong plus


  • Actively help yourself (and others) be successful
  • Continuously learn and challenge the status quo
  • Think globally, act locally
  • Strong bias for action
  • Give and receive open, direct and timely feedback

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
  • Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has more than 8 million customers in 24 markets. We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Sounds good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.